Dynamic Projection Engine Ready

Pension Projection Dashboard

Project your retirement savings, evaluate inflation risks, and simulate dynamic withdrawals to secure your financial future.

Your Details

Current Age

30 years old

Retirement Age

65 years old

Life Expectancy

90 years old

Current Pension Pot

£50,000

Your Monthly Contribution

£500/mo

Employer Contribution

£250/mo

Expected Return (Pre-Retirement)

Additional Pensions

Name

Amount (p.a.)

Starts

Inflation?

Pension Name

Annual Amount (£)

Start Age

Inflation-linked?

Take Lump Sum at Retirement?

Lump Sum Calculation Type

Percentage of PotFixed Cash Amount

Percentage: 25%(25% is standard tax-free cash limit)

Cash Reserve / Savings

Track a separate cash pot alongside your pension. The lump sum (if enabled) flows into this reserve at retirement. You can add planned deposits and one-off expenditures.

Starting Balance

Existing savings (excl. lump sum)

Cash Growth Rate

2% p.a.

Supplement Drawdown: Off

Cash reserve will not supplement pension drawdown.

Planned Deposits & Expenditures

No planned events. Click "Add Event" to plan deposits or one-off expenditures.

Projection Analysis

Retirement Pot

£1,129,328

Lump Sum Taken

£0

Funds Run Out

Age 82

Duration

17 Years

Outcome

Shortfall

Cash Reserve

£0

Retirement Spending Profile

Desired Annual Spending in Retirement: £40,000

PLSA Living Standard (Single): ~£14.4k (Min), ~£31.3k (Mod), ~£43.1k (Comfortable)

Expected Growth Rate (Post-Retirement): 3.5%

Expected Inflation Rate: 2.5%

Guyton–Klinger guardrails automatically adjust retirement spending based on investment performance to maximize lifetime income safety.

Guardrail Band: ±20%

Adjustment Step: 10%

Skip inflation after a loss year